7 Ways to Save Money that your Grandmother Didn’t Have

We always hear the stories from our grandmothers and great-grandmothers about the old days. Those women who lived through the Great Depression knew how to live a frugal life. They seemed to know how to do many things and were able to make do with what they had. Learning from them is so important during hard times. But, there are also many modern ways that we can use to save money that grandmother never had.

Using modern techniques for saving money, we can help our families live on less without doing without. Technology can be expensive, but we can also use it for our benefit, not only in business, but in saving.

Your grandmother may have saved her money in an old coffee can. This is actually a good way to save loose change, because it will add up. But, taking a bigger step to save money can be accomplished with savings plans that also save you time.

Automatic Savings

Banks and savings apps, such as Chime allow users to transfer money into savings. It can be set up as an automatic transfer. Some ways that this happens is with rounding up the amount of your purchase and adding it to your savings account. Some apps work with your goals, too. Check with your bank to see about automatic savings plans. Make sure you find one with no added fees.

Pay Bills Online

Don’t deal with all the paper, checks, and stamps. Sign up to get paper-less billing and then pay your bills online through your bank website. You’ll be free from all the paper to keep track of, save on check costs, and save on the price of stamps.

Credit Card Rewards

We all need a credit card. You can save money with credit cards if you find a good rewards card. Find one that gives you cash back. This will only benefit you if you pay off the balance every month. I shop at Amazon a lot, so using the Amazon credit card I’m able to make 5% on my purchases.

Shopping Comparison

Grandmothers weren’t always able to shop around for the best price. Often, there was only one store available to make purchases. With the internet, we’re now able to find the cheapest price available and have it shipped to our door with free shipping. Take a few minutes to compare prices before you make a purchase. It will be worth it.

Shopping Apps

As I’ve written about in the Resources page, there are many websites that offer free money! I love getting cash back on my online shopping. You can see my list of favorites for shopping. There are also lots of grocery shopping apps that will give you cash back after you make a purchase. Uploading all of your grocery receipts only takes a couple of minutes and it’s worth the cash back.

7 Ways to Save

Google Home App

Set up, manage, and control your Google Home, Google Nest, and Chromecast devices, plus thousands of connected home products like lights, cameras, thermostats, and more – all from the Google Home app. When you’re away from home, you can turn off features that are costing money.

Smart Appliances

Smart appliances can be useful because they are more efficient. When you are able to program different features, this permits the owner to save time and money. When an appliance uses less water and less energy, the bill will also go down.

What is your favorite technological way to save money? I’m sure that there will be more technologies that will soon bring us help in our money-saving goals.

@2020, copyright Lisa Ehrman

Categories: Frugal

Lisa Ehrman

Lisa has been blogging since 2013, and loves sharing resources and ideas for living a simple life. To get free printables, bonus words, and more - sign up for the newsletter.

25 Comments

wendy hutton · June 16, 2020 at 11:02 am

yes technology has given use great ways to save

    Lisa Ehrman · June 16, 2020 at 12:44 pm

    Thanks, Wendy. I wish I had a smart home….want to try Google Home (or something similar) in the future.

Jodi Hunter · June 21, 2020 at 2:54 pm

Thanks for this post, we could all save money right now.

deb pelletier · July 17, 2020 at 4:35 pm

The Automatic Savings sounds interesting, I’ll have to check it out.

    Lisa Ehrman · July 17, 2020 at 5:11 pm

    Great! I hope it will help you save πŸ™‚

Vickie L Couturier · July 19, 2020 at 7:46 am

some awesome tips,,i keep a change jar in my car so when i get that bit of change back i put it in there and it adds up over time

    Lisa Ehrman · July 19, 2020 at 12:06 pm

    Great idea! That keeps it handy when you’re traveling or on a toll road.

gloria patterson · July 22, 2020 at 4:05 pm

This is a great and true list! I have to say the best thing I ever did was to pay my bills on line. Used to I would mail it in a wee or more before it was due today I know most of my bills will go through within 2 days and stamp needed.

    Lisa Ehrman · July 22, 2020 at 4:12 pm

    I agree with you. It saves money, and you know that the payment arrived πŸ™‚

monique s · August 11, 2020 at 3:26 am

This list really is great and makes you think how much times and technology has changed

Jo D. · August 26, 2020 at 2:56 pm

Definitely some tips that my Grandmother could never have taken advantage of!

Dorothy Boucher · October 9, 2020 at 2:40 pm

These are all wonderful ideas here. I do use an app when it comes to better cooking for the budget.
@tisonlyme43

Sue E · October 30, 2020 at 7:48 pm

It’s funny that you mentioned putting your change in a can. We use an old coffee can. We fill it up all year and turn it in after Christmas for money cuz we know will be kind of broke. I use shopping apps and build up my reward points for gift cards or prizes. These are great suggestions! I am always surprised by how much money I’ve saved. Thank you for sharing!

    Lisa Ehrman · December 1, 2020 at 9:24 pm

    I hope that can held a lot of money this year πŸ™‚

Dineen · December 1, 2020 at 11:04 am

I especially like the automatic transfer of funds to savings. The last two require having enough funds to by the technology.

    Lisa Ehrman · December 1, 2020 at 9:25 pm

    Yes, automatic transfers will help the savings to really add up.

Monica McConnell · December 23, 2020 at 12:00 pm

There are many things that tech has made better or easier but there are also a lot of things it has hurt like face to face communications

    Lisa Ehrman · December 23, 2020 at 12:46 pm

    True, we spend too much time with our screens!

Sarah L · May 2, 2021 at 12:17 am

I need to look into the Amazon credit card. That’s where I buy most things online.

.Heather Swanson · July 8, 2021 at 10:31 am

Super ideas everyone should make use of.

Lauryn R · July 26, 2021 at 11:22 am

These are great ways to save, that yes grandma didn’t have! I personally like going old fashioned and putting cash aside somewhere safe. It is a great way to accumulate and forget about money.

Thomas Gibson · September 4, 2021 at 10:57 pm

Thank you for the wonderful post. We all need to be saving these days.

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